Owning a rental property can provide a valuable source of income, but it also comes with responsibilities and financial risks. A tenant could accidentally damage the property, a storm could cause major repairs, or someone could get injured on the premises. Even a short period without rental income can create financial pressure when you still have a mortgage, taxes, maintenance costs, and other expenses to pay. This is where landlord insurance can become an important part of protecting a rental property. Landlord insurance is designed for property owners who rent their homes, apartments, condos, or other residential properties to tenants. It can provide protection for the physical property and may also include liability coverage and protection against certain rental-income losses. However, landlord insurance is different from ordinary homeowners insurance. Understanding that difference is important before renting out a property. In this guide, we will explain what landlord insura...